Page 445 - The Central Motor Vehicles Rules, 1989

RULE 145 THE CENTRAL MOTOR VEHICLES RULES, 1989 417

(ix) “guarantor” means an insurer who has guaranteed a foreign insurer in
pursuance of these rules, and “guarantee”, “guaranteed” and
“guaranteeing” have corresponding meanings;
(x) “visitor” means a person bringing a motor vehicle into India and making
only a temporary stay therein not extending to a continuous period of more
than one year.
Inland Insurance
141. Certificate of insurance
An authorised insurer shall issue to every holder of a policy of insurance, a
141
certificate of insurance in Form 51 in respect of each such vehicle.
142. Cover notes
(1) Every cover note issued by an authorized insurer shall be in Form 52. 142
(2) A cover note referred to in sub-rule (1) shall be valid for a period of sixty days
from the date of its issue and the insurer shall issue a policy of insurance before the date
of expiry of the cover note.
143. Issue of certificate and cover notes
Every certificate of insurance or cover note issued by an insurer in compliance with
143
the provisions of this Chapter shall be duly authenticated by such person as may be
authorised by the insurer.
144. Transfer of certificate of insurance
144
When the ownership of a motor vehicle covered by a valid insurance certificate is
transferred to another person together with the policy of insurance relating thereto the
policy of insurance of such vehicle shall automatically stand transferred to that other
person from the date of transfer of ownership of the vehicle and the said person shall
within fourteen days of the date of transfer intimate to the authorised insurer who has
insured the vehicle, the details of the registration of the vehicle, the date of transfer of
the vehicle, the previous owner of the vehicle and the number and date of the insurance
policy so that the authorised insurer may make the necessary changes in his record.
1

[144A. Recording of adapted vehicle
When an insured motor vehicle is altered into an adapted vehicle under sub-section
144A
(2) of section 52 of the Act, the owner shall, within fourteen days from the date on which
the endorsement of the adapted vehicle is made by the registering authority in the
certificate of registration under rule 47B, intimate to the authorised insurer who has
insured the vehicle the particulars of the adaptions made accompanied by the endorsed
certificate of registration, so that the authorised insurer may make necessary changes in
his record]
145. Exclusion of advertising matter
145
No certificate of insurance or cover note issued in pursuance of Chapter XI of the
Act and of this Chapter shall contain any advertising matter either on the face or on the
back thereof.

1 Inserted vide GSR 240(E), dt. 31-3-2021, w.e.f. 1-4-2021.